Accident insurance can be arranged as individual or collective insurance.

Accident will be considered every sudden and of the will of the insured event independent acting externally on the body of the insured resulting in complete or partial disability, temporary incapacity for work, deteriorating health that requires medical attention and ultimately results in the death of the insured.

Accident insurance policy covers:

• death due to an accident
• permanent disability
• death due to illness
• treatment costs
• hospital residence costs